UAA NETWORK
Why UAA Market Access Agency Growth Technology Book Check Compare Networks Membership Resources About See if you qualify

The network puts these around an agency: Carrier access, Stronger economics, Agency growth, Expert support, Technology and tools.

Keep your agency. Gain the leverage of a national one.

Greater carrier access. Stronger economics. Expert support. All without giving up your ownership, your brand, or your book of business.

See if you qualify Explore the limited program

Building agencies for select new agents · Limited program openings

We’re paying it forward.
Building agencies for new agents.

We’re building agencies for select new agents, with support for growth and lead generation. This program has limited openings.

Ask about joining the program

Membership is open year-round. Only this program has limited openings. An inquiry does not reserve a place.

New to insurance?

Tell us about your plans. We’ll discuss the program, what support it includes and whether it’s a fit. Preparing for your license? Start with our exam guide.

Read the property & casualty exam guide

Already running an agency?

Membership is open year-round for established agencies. Explore the network and apply through our regular membership process.

Apply for membership

The UAA advantage

More possibilities for independent agencies.

The UAA Network gives independent agencies the scale, relationships and resources to compete and win, without giving up what makes you, you.

Independent today. Stronger tomorrow.

Carrier access

Expanded markets. Stronger relationships. More options for your clients.

Broader access

Better economics

Collective scale behind more competitive commission economics and a better shot at contingency.

Stronger economics

Growth support

People, tools and strategies built to help you grow profitably rather than just busily.

Accelerate growth

Network intelligence

A stronger network creates more opportunity.

The UAA Network connects independent agencies to a broad and growing network of carrier relationships, market access and industry intelligence, which is what creates the advantage our members actually feel.

See the carriers we publish

Built for independent agencies

You keep what you have built.

  • Your agency name Your brand. Our support.
  • Your clients Your relationships. Our resources.
  • Your staff Your team. Our expertise.
  • Your decisions Your strategy. Our insight.
  • Your book of business Your ownership. Our leverage.
See if you qualify

An illustration of the member view. It carries no figures because the figures would be yours.

Carrier access, without the chasing

Aggregated scale opens more doors.

Collective volume and established relationships get UAA Network agencies into markets, on terms and with support that one agency's book rarely earns on its own.

Explore carrier access

How it works

A simple process. A stronger future.

A straightforward path to membership, designed for independent agencies that are built for what comes next.

Start your journey

  1. Step 1: Tell us where you are

    Four short questions about your agency and your book. Two minutes, and it ends in an actual answer rather than a thank-you page.

  2. Step 2: A real conversation

    Carrier access for the lines you write, in the states you write them. What the economics look like for a book your size, with numbers.

  3. Step 3: Terms in writing, before you commit

    Ownership, split, fees, exit. Published on this site rather than explained in a meeting, and the full agreement goes to your attorney.

  4. Step 4: Onboarding, then leverage

    Appointments as carriers grant them, systems access, and the introductions that make the first ninety days worth something.

Book Check

See what your book could be.

Book Check reads your carrier concentration, your retention, the revenue already sitting inside the book and what group scale would add to it. On your numbers, with every formula shown, and nothing stored.

Open Book Check How membership works
Book Check Overview Carrier mix Retention Opportunities Worked example

Carrier concentration

$12.4M premium
  • Largest carrier 32%
  • Other 8 carriers 68%
  • $4.0M of premium sits with one relationship.

Retention

88% retained

Benchmark 84%

One point is worth $291k of premium over three years.

Cross-sell

31% multi-line

Benchmark 42%

Halfway to the benchmark is $170k of premium from clients who already answer the phone.

Business mix

  • Personal lines 70%
  • Commercial lines 30%
  • $1.6M of commission across 3 producers.

What scale adds

$434k a year

$248k tiering, $186k contingency

unconfirmed Group tiering and contingency are UAA's own rates and are working estimates, not an offer.

A worked example, not a member: a $12.4M book across 9 carriers with 3 producers, run through the same calculator as Book Check, which shows every formula. Put your own figures in and it does this on yours.

Qualification

See where your agency stands.

A quick way to find out whether the UAA Network is the right fit for your agency, including an honest "not yet" if that is the truth.

  • 4 Questions
  • 2 Minutes
  • Straight Answer
See if your agency qualifies