The network puts these around an agency: Carrier access, Stronger economics, Agency growth, Expert support, Technology and tools.
Terms
Ownership, economics, fees, exit. All four in writing.
Your book stays yours, your commissions are set out in full, every fee is listed, and the terms for leaving are on this page before you sign anything.
Terms
The four answers that decide this.
Ownership, economics, fees, exit. Every comparison guide written for agency owners says to decide on those four, and almost no network publishes any of them.
This page is where ours go, in public, before you speak to anybody. Not a summary of a conversation you have to request first, and not a brochure that says "competitive" four times and gives you nothing to compare.
A network confident in its terms has no reason to hide them. That cuts both ways, and it is why this page exists in the shape it does: if what is published here is thinner than you expected, you are reading an honest account of what has been settled, not a marketing decision about what to reveal.
What we commit to publishing here.
Whether or not a row above is filled in yet, this is the standard the page is held to.
- Every material term appears on this page, in public, before you sign anything. Not in an appendix, not on request, not "discussed during onboarding".
- A term that is negotiable is labeled as negotiable. A range is published as a range. What we will not do is publish a best case and let you find the rest in the agreement.
- If a term changes, the change is dated here, rather than quietly replacing what was there.
- Nothing on this page is a substitute for the agreement itself. You get the full document before you commit, and you are expected to take it to your own attorney.
Hold us to it.
The questions this page has to answer.
If any of these is unanswered when you read it, ask, and the answer goes here for the next person.
Ownership
- Do I own my book and my expirations outright, from the first day, without condition?
- If I leave, do my clients come with me?
- Who owns the policy data and the client list?
- Is there a right of first refusal if I sell?
Money
- What is the commission arrangement, exactly, and does it tier?
- What fees exist: joining, monthly, technology, conditional?
- How is contingency calculated, and when is it paid?
- What has group contingency actually paid an agency my size?
Markets
- Are the appointments mine, or the network's?
- What happens to them if I leave?
- Is there production pressure, and what happens if I miss it?
Getting out
- What notice do I give, and what does leaving cost?
- Can I read the exit clause before I sign?
Every one of these is answered at length in everything you want to know before you join.
Print it.
This page is laid out to print cleanly. Take it into a conversation with your accountant or your partner, and hold us to every line of it.
If you would rather start by reading your own book, Book Check runs five reads on it and asks for nothing, not even an email.
Questions about a term that is not published yet?
Ask directly. A specific question gets a specific answer.